Track income, bills, savings goals, spending by category and debt payoff on two calm brown and gold pages. Plan the month in ten minutes.


Download the PDF (free)
What is inside
- Page 1: income, savings goals and a 14-row fixed bills table with a paid checkbox.
- Page 2: spending by category (planned vs actual), debt payoff and a no-spend days tracker.
- Three summary boxes for total income, total expenses and what is left over.
How to use it
- Write the month at the top and list your income sources.
- Add fixed bills with due dates and tick them off when paid.
- Plan each spending category, then fill in the actual amounts.
- Planning for the holidays? Try our Holiday Gift Budget Tracker.
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